Welcome to the boards. The BML service has been around for some time now, but I've never used it. I actually glanced over the terms and conditions yesterday (only becuase it popped up when I was trying to pay for an eBay purchase), but the interest seemed really high and the late fees seemed really excessive. My philosophy is, if I can't afford to pay for it now, why buy it?
Collecting 1965 Topps High #'s SGC 88 or better: 10/91
BUYING Well Centered:
1956 Topps SGC 84 or Better (or raw equivalent)
1965 Topps SGC 88 or Better (or raw equivalent)